Is it Finally Time to Think Outside the Box?
Fallon recently announced they are leaving the commercial health insurance market to focus on Medicare plans. On January 4, Tufts and Harvard Pilgrim announced they have formally combined the [...]
Is LTD Enough?
A large percentage of our clients provide group long term disability (LTD) plans for their employees. While it’s often overlooked as a major part of the benefits package by healthy [...]
Long Term Care: A Big Financial Risk for Your Employees
Long term care is really expensive. I know from first hand experience, but Genworth’s Cost of Care Survey from 2019 shows the following for national median costs: In home care: [...]
Reducing Cost with Spousal Surcharges or Carveouts
We’ve had a couple of people ask about spousal surcharges and carveouts in the last week, so I thought it might be a good topic for a blog post. There are a few ways to reduce cost in your [...]
