Health Insurance

Fallon recently announced they are leaving the commercial health insurance market to focus on Medicare plans.  On January 4, Tufts and Harvard Pilgrim announced they have formally combined the [...]

Every year, we meet with our larger clients about midway through the plan year to begin preparations for the next group insurance renewal.  When I ask about goals and objectives for the upcoming [...]

In this week’s blog, we are going to attempt to explain “who pays first” when a person has both Medicare AND group insurance. Medicare (NOT Medicaid) is a national health system that provides [...]

These are the recent renewal rates for a client with a fully insured HMO plan: Single:  $541.33 Family:  $1542.78 These are the all in, maximum liability rates for a very similar level funded PPO [...]

We often speak with employers who offer to pay COBRA premiums for a period of time as part of a severance or retirement agreement. Frequently the employer is trying to help out a long term [...]

One of our employer clients recently got a 33% rate increase for their fully-insured medical plan. The group has about 60 eligible employees, so we weren’t able to get much information on the [...]

Even though the words healthcare and health insurance are often used interchangeably, they mean completely different things.  From Dictionary.com, here are the definitions: Healthcare:  the field [...]

I just got back from the Q4 Live event in Tampa.  Q4 Intelligence is a national network of forward-thinking employee benefits professionals that share ideas to help their clients.  I left with a [...]

Governor Baker recently signed a law that will impact Massachusetts employers with 6 or more employees (full time or part time) to become effective January 1, 2018.  The law is still awaiting [...]

Our last post addressed some of the key points for employers to share with employees during open enrollment season. One area that we mentioned was things to consider when changing insurance [...]