Is LTD Enough?
A large percentage of our clients provide group long term disability (LTD) plans for their employees. While it’s often overlooked as a major part of the benefits package by healthy [...]
Long Term Care: A Big Financial Risk for Your Employees
Long term care is really expensive. I know from first hand experience, but Genworth’s Cost of Care Survey from 2019 shows the following for national median costs: In home care: [...]
Reducing Cost with Spousal Surcharges or Carveouts
We’ve had a couple of people ask about spousal surcharges and carveouts in the last week, so I thought it might be a good topic for a blog post. There are a few ways to reduce cost in your [...]
