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One of our employer clients recently got a 33% rate increase for their fully-insured medical plan. The group has about 60 eligible employees, so we weren’t able to get much information on the [...]

Even though the words healthcare and health insurance are often used interchangeably, they mean completely different things.  From Dictionary.com, here are the definitions: Healthcare:  the field [...]

The definition of covered earnings in a group life and disability contract matters.  It dictates how much premium should be paid and how much will be paid in claims.  Here’s an example. [...]